
Car accidents can upend lives instantly, with results ranging from mildly annoying to tragic and devastating. In Biloxi, where our busy roads and growing traffic volume make accidents a daily occurrence, knowing where to turn for help can be crucial.
After a collision, you could be facing physical pain, emotional turmoil, and financial strain.
Partnering with a trusted Biloxi car accident lawyer can make all the difference in successfully navigating a crash’s aftermath.
That’s when you want to turn to the experienced legal professionals at Owen, Owen & Smith, PLLC.
Understanding the Impact of Car Accidents
Car accidents are not just inconvenient; they can be life-altering. Injuries sustained in collisions can range from minor bruises to severe, long-term conditions like spinal cord or brain injuries. Of course, there’s more than just the physical toll; you could face a growing pile of medical bills, lost income, and property damage needing repair or replacement.
These challenges can feel overwhelming when piled together, especially when paired with the emotional stress of insurance companies and legal procedures.
Our knowledgeable car accident lawyers have a deep understanding of the intricacies of these cases and will work tirelessly to take these burdens off your shoulders. They’re here to help victims like you get back your stability and secure the compensation you need and deserve.
Some people hesitate to partner with a lawyer after they’ve been in an accident, thinking that they can handle the claims process on their own.
Unfortunately, the legal landscape around personal injury and car accidents is complicated, and insurance companies, no matter how supportive they seem, typically prioritize their own bottom lines over fair payouts. Adjusters often use tactics to divert blame, minimize claims, or delay settlements, leaving victims frustrated and under-compensated.
An experienced car accident lawyer in Biloxi can level the playing field. They understand the strategies insurers use and can effectively counter them. From gathering evidence to negotiating settlements, your lawyer will make sure that your rights are protected and your voice is heard.
Common Causes of Car Accidents in Biloxi
Common causes of car accidents include a variety of driver behaviors, environmental factors, and vehicle conditions. Here’s an overview:
- Distractions: Distracted driving actions like texting or talking on your phone, eating, or fiddling with stereo settings all divert attention from the road, which increases the risk of accidents.
- Speeding: Driving faster than the posted speed limit or too fast for road conditions also reduces your reaction time and increases the severity of crashes.
- Driving Under the Influence: Alcohol, drugs, and even certain prescription medications can impair your judgment, reaction times, and coordination, often leading to serious car accidents. The National Highway Traffic Safety Administration reports that roughly 37 people die in crashes related to drunk driving every day in the US— that’s one person every 39 minutes.
- Reckless or Aggressive Driving: Tailgating the vehicle in front of you, making sudden lane changes, or ignoring signs and traffic signals seriously heightens accident risks.
- Adverse Weather Conditions: Rain, fog, or snow can reduce visibility and create slippery roads, making driving hazardous.
- Driver Fatigue: Tired drivers often have reduced reaction times and diminished concentration. They may even fall asleep at the wheel.
- Vehicle Malfunctions: Mechanical issues, like brake failures or tire blowouts, can result in loss of control of a vehicle. This would be addressed in a product liability.
Each of these causes emphasizes the importance of cautious driving and the need for legal representation when accidents occur due to someone else’s actions or negligence.

Our Car Accident Attorneys Are Standing By
What a Biloxi Car Accident Lawyer Can Do for You
A qualified car accident lawyer performs a number of important roles in the claims process. The first thing they’ll do is provide a consultation to learn the unique aspects of your case. This allows them to determine the best legal strategy moving forward.
Your attorney will use this information as the foundation for building a strong case on your behalf that clearly establishes liability and shows the extent of the damages you’ve suffered.
Investigation
The legal process for car accident claims involves several steps, each requiring careful attention. Another critical responsibility is the investigation of your accident. A proper investigation includes obtaining police reports, reviewing related medical records, collecting eyewitness statements, and securing any available surveillance footage or photos of the scene.
After your initial consultation, your lawyer will begin by investigating the accident and assessing the extent of the damages you’ve suffered. This can also include consulting experts, like medical professionals or accident reconstruction specialists, to help strengthen your case.
Dealing with Insurance Companies
Once sufficient evidence is gathered, your attorney will handle all communication with insurance companies. This alone can be a huge relief, removing the stress of dealing with insurance adjusters who often use confusing language or strong-arm tactics to minimize your compensation.
Your Biloxi car accident lawyer will fight for your best interests and that of your family. While most cases are settled out of court, some may require litigation if a fair agreement cannot be reached. In these instances, your lawyer will prepare and present their most compelling argument before a judge or jury.
Throughout this process, your lawyer will keep you updated on their progress and their next steps, ensuring you understand your options and feel confident in their decisions.
Compensation for Car Crash Victims
As the victim of a car accident, you’re probably wondering what type of compensation you can expect and how much. Compensable damages usually fall into one of two categories: economic and noneconomic.
Economic damages include those tangible expenses and losses like your medical costs, property damage, or lost income. These are relatively straightforward, and an experienced lawyer can calculate and document them.
Noneconomic damages, however, address your more intangible losses like pain and suffering, emotional trauma, and any diminishment in your quality of life. Calculating all of these damages can be complicated, but your attorney will know how to offer compelling evidence to prove your claim.
Time Is Not on Your Side
As you might expect, timing is another critical factor following a car accident. Mississippi law imposes a statute of limitations on personal injury claims, giving victims a limited time from the date of the incident to file a lawsuit (typically 3 years).
This may seem like plenty of time, but delays in starting the legal process can slow your ability to gather evidence and build a strong case. Memories can fade over time, evidence can be lost, and crucial documentation can become harder to get. Taking a proactive approach will help you meet any and all deadlines while strengthening your case for negotiations or court proceedings.
It’s best to consult with your lawyer as soon as possible to safeguard your rights and streamline the process.
Get the Legal Help You Need
A car accident can leave lasting scars, but the right legal support can help you reclaim control of your life.
At Owen, Owen & Smith, PLLC, our lawyers will fight for maximum compensation and provide you and your family with vital guidance and peace of mind during this challenging time. Knowing that a dedicated advocate is handling the complexities of your case can help you stay focused on healing and moving forward.
If you or a loved one has been involved in a car accident, don’t face the aftermath alone. Our Biloxi car accident lawyer is ready to assist.
Contact us today to talk about your legal options and start fighting for justice.