Gulfport Hurricane Claim Lawyer

As a Coastal Mississippi resident, while there are many positives that motivate us to continue calling this area home, there are admittedly some downsides, too.

We’ve been on the frontlines waiting for the latest tropical storm or hurricane to make landfall far too many times. And, once it passes, we’re all eager to go and check on our homes and businesses to see if they’re still standing and, if so, to see what destruction has occurred that we may need to file an insurance claim for.

As you may know all too well, it may seem like your insurer is on your side when trying to get you to be their customer, but they may seem anything but an advocate for you when you come to them asking for help. If you’re facing such a situation in the aftermath of the latest destructive tropical storm that hit Mississippi, then you need to speak with a Gulfport hurricane claim lawyer in our office.

Here at Owen, Owen & Smith, PLLC, we have a strong reputation for advocating on behalf of homeowners and business owners who find themselves dealing with unscrupulous insurance companies. We’re proud to help people secure the benefits they deserve, and we can help you, too. Call or contact us online, and we’ll connect you with an attorney who understands bad-faith insurance practices and similar obstacles you may be dealing with.

If you’re reading this, it’s likely that your car, home, or business has sustained significant damage, such as the following, and you want to recoup your losses:

• Your vehicle flooded or was struck by a downed tree
• High winds lifted off your home or business’ roof, causing flooding

The aftermath of a tropical storm like this tends to bring out the worst in insurance companies. That’s when insurers will often call to your attention the fact that your policy doesn’t cover natural disasters like these, leaving you in a lurch.

And, even if your insurance policy does cover these storms and you file a claim, they may ultimately inform you that your claim was denied because of one of the following reasons:

• You failed to submit it by their specified deadline
• A repair you previously made to your home voided its warranty

You name it, when an insurance company is facing potential high payouts, denial claim denial rates increase. After all, their goal is to preserve as much of their profits as possible for themselves.

So, if you have any concerns that an insurance company is denying your hurricane claim for a frivolous reason, it’s best to get in touch with a Gulfport hurricane claim lawyer in our office to discuss your concerns. We can let you know if some impropriety is going on and help you take legal action if so.

Before you rush to judgment and conclude that your policy doesn’t cover hurricane damage or accept an insurer’s denials on that same basis, carefully read over your insurance rider to confirm that’s indeed the case. Consider making contact with a contract or hurricane claim attorney like ours if you’re unsure.

While many insurance companies have done away with coverage for hurricanes because of how costly it can be to rebuild, that’s not the case with all insurers. Plus, you may have additional coverage you purchased that covers these types of catastrophic weather events. Also, state or federal laws may require the offering of certain coverage in an area.

Making a rash decision that your policy doesn’t cover hurricane damage or accepting an insurance company’s claim they don’t should never happen. Doing so could mean that you could lose the compensation you’re entitled to for your losses.